If Reel Time Capital is calling nonstop, threatening legal action, or contacting you at inappropriate hours, these actions may violate the FDCPA. Debt collectors must provide a written validation notice and cannot threaten lawsuits, wage garnishment, or arrest without legal grounds. They also cannot disclose your debt to others or continue calling your workplace after being told not t... https://protectionforconsumers.com/fight-against-reel-time-capital-debt-collection-harassment/